British Benefits : Century Plan-Working Life

• Aged 16 to 59
• Employees and self employed

Maximum amount payable

• £ 2600 a month
• From £18 to £ 600 a week

• Normal occupation
• Full benefit for six months 100%
• Half benefit for next 6 months 50% 
• Reduced benefit 30% after 12 months, until recovery or aged 60
• Reviewable premium at annual renewal
• Premium age-banded

Benefits

• You choose the amount
• Bought in units
• Registered Nurses helpline
• Tax-free cash sum at retirement
• Guaranteed option to convert to Into Retirement care plan
• Option to increase units at annual renewal

Options

• Deferred period; 0/4/8/13/26 weeks
• Automatic increase each renewal