British Benefits : Century Plan-School Years

• Aged 0 to 15

Maximum amount payable

• £ 1300 a month
• From £18 to £ 300 a week

• Back to Day One cover after 8 days
• Full benefit for six months 100%
• Half benefit for next 6 months 50% 
• Reduced benefit 30% after 12 months, until recovery or age 60
• Premium fixed until 16

Benefits

• You choose the amount
• Bought in units
• Registered Nurses helpline
• Tax-free cash sum at between 21 and 25
• Option to convert to Working Life policy
• Option to increase units at annual renewal

Options

• Deferred period; 0/4/8/13/26 weeks
• Automatic increase each renewal