Ant Insurance : Mortgage Protection Insurance for public sector workers

Product profile

Description 

Protects your monthly mortgage payments if accident sickness or unemployment prevents you from working.

You can cover 100% of your mortgage payments, plus 25% extra for your mortgage related insurance such as mortgage endowment, life insurance or building and content insurance.

For 

• Aged 18 to 64
• Employees and contract workers

• Working in the public sector

Maximum amount payable

• £1500 a month
• 75% of net income

Benefits

• You choose the amount

• The payments you receive are tax free and are in addition to Statutory Sick Pay or Job Seekers Allowance

• The longer your sick pay entitlement, the cheaper your cover

•  

  Claims paid in full during 1/2 sick pay period

• Premium based on age

• No medicals are required

• Individual habits eg smoking, do not affect your eligibility

• Includes dangerous occupations and dangerous pursuits

• Includes backache and stress

Options

• Accident and Sickness only
• Unemployment only
• Accident, Sickness and Unemployment
• Maximum benefit for 3 or 6 or 12 months  
• Back to Day One cover after 30 days

Not covered

• Chronic conditions
• Pre-existing medical conditions

Want to know more?

• Mortgage Protection for public sector workers information from Ant Insurance

Last updated: 3 January 2008