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Product profile
Description
Protects your monthly mortgage payments if accident sickness or unemployment prevents you from working.
You can cover 100% of your mortgage payments, plus 25% extra for your mortgage related insurance such as mortgage endowment, life insurance or building and content insurance.
For
- Aged 18 to 64
- Employees and self- employed and contract workers
Maximum amount payable
- £1500 a month
- 75% of net income
Benefits
You choose the amount
The payments you receive are tax free and are in addition to Statutory Sick Pay or Job Seekers Allowance
Premium based on age
No medicals are required
Individual habits eg smoking, do not affect your eligibility
Includes dangerous occupations and dangerous pursuits
Includes backache and stress
Options
- Accident and Sickness only
- Unemployment only
- Accident, Sickness and Unemployment
- Maximum benefit for 3 or 6 or 12 months
- Back to Day One cover after 30 days
Not covered
- Chronic conditions
- Pre-existing medical conditions
Want to know more?
Last updated: 3 January 2008
