Product profile
Description
To protect all or any of your monthly outgoings such as food, credit cards, utility bill, council tax, loan or mortgage should accident, sickness or unemployment prevent you from working.
For
- Aged 18 to 64
- Employees and self- employed and contract workers
Maximum amount payable
- £2000 a month
- 75% of net income
Benefits
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You choose the amount
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The payments you receive are tax free and are in addition to Statutory Sick Pay or Job Seekers Allowance
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Premium based on age
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No medicals are required
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Individual habits eg smoking, do not affect your eligibility
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Includes dangerous occupations and dangerous pursuits
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Includes backache and stress
Options
- Accident and Sickness only
- Unemployment only
- Accident, Sickness and Unemployment
- Maximum benefit for 3 or 6 or 12 months
- Back to Day One cover after 30 days
Not covered
- Chronic conditions
- Pre-existing medical conditions
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Last updated: 3 January 2008