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Product profile
Description
To protect all or any of your monthly outgoings such as food, credit cards, utility bill, council tax, loan or mortgage should accident, sickness or unemployment prevent you from working.
If you receive full sick pay benefit and you want to protect your income against Accident, Sickness and Unemployment then normally you would have to pay the same price as everybody else. Ant recognise this and have reduced premiums allowing people with longer full sick pay benefit to make greater savings, up to an additional 15%.
For
- Aged 18 to 64
- Employees
- Working in the public sector
Maximum amount payable
- £1500 a month
- 75% of net income
Benefits
You choose the amount
The payments you receive are tax free and are in addition to Statutory Sick Pay or Job Seekers Allowance
The longer your sick pay entitlement, the cheaper your cover
Claims paid in full during 1/2 sick pay period
No medicals are required
Individual habits eg smoking, do not affect your eligibility
Includes dangerous occupations and dangerous pursuits
Includes backache and stress
Options
- Accident and Sickness only
- Unemployment only
- Accident, Sickness and Unemployment
- Maximum benefit for 3 or 6 or 12 months
- Back to Day One cover after 30 days
Not covered
- Chronic conditions
- Pre-existing medical conditions
Want to know more?
Last updated: 3 January 2008
