As the default retiremet age has been abolished and more people are living longer, the days of automatically retiring at 60 or 65 have gone. Even if not working full-time, many older people work part -time.
Although NHS charges for some older groups are reduced, there are still some costs and extras.
Sadly, as we get older, the number of times we need health care to repair the body, tends to increase.
Even if you are in full time work, you may be reluctant to pay for a full policy with covers such as pregnancy or for young children at home, which are no longer relevant. But you may have more need for mobility aids and other help.
There are a few health cash plans only available to older people: