UK Healthcare: Everyday Cash Plan

Basis of cover

• Payback level; 100%
  
• Up to 4 resident children up to the age of 18 covered at no extra cost
  
• Worldwide cover for holidays/business trips abroad up to 28 days
  

Options

• 4 levels of benefit 

Note

On level one – cover excludes prescriptions, homeopathy, reflexology, aromatherapy and chiropody, hospital parental stay and day-case surgery.

Not covered

• Pre-existing condition (unless dental or optical)
  
• Missed appointments
  
• Self-injury or abuse
  
• Activities related to hazardous sports injuries
  
• Examinations at a medical centre
  
• GP fees for private treatment
  
• Pregnancy terminations, contraceptives or gender reassignment operations
  
• Cosmetic surgery
  
• Cosmetic dentistry
  
• Drug, alcohol or solvent abuse
  
• Dental maintenance schemes
  
• Laboratory fees and dental technician fees
  
• Non prescribed spectacles or contact lenses
  
• Optical sundry items / consumables
  
• Ophthalmic consultation fees
  
• X-Rays and scans
  
• Treatment charges
  
• Ambulance charges
  
• Dietician or nutritional services
  
• Visits to GPs or clinics
  
• Operation fees
  
• Investigative charges: CT scans/ultrasounds
  
• Anaesthetic fees
  
• Speech therapy services
  
• Biopsy
  
• Counselling services e.g. bereavement, psychiatric, psychological
  
• Assisted conception, fertility treatment or pregnancy care
  
• Check-ups including cancer remission
  
• Home testing kits
  
• Respite care
  
• Outpatient treatment
  
• Attendance at A&E
  
• Maternity/geriatric/psychiatric/hospice care
  
• Kidney dialysis
  
• Treatment not carried out in a hospital
  
• Sports massage, Indian head massage or reiki
  
• Alexander technique and Hopi ear candles
  
• Surgical or corrective footwear
  
• A miscarriage up to 24 weeks
  
• Foster children
  
• Termination of pregnancy 
  

Last updated : 12 February 2012