HSF : Primary Scheme 5

Product profile

Description

Age

Benefits

• Dental
• Optical
• Physiotherapy
• Osteopathy
• Chiropractic
• Chiropody
• Podiatry
• Acupuncture
• Homeopathy
• Specialist consultations
• Investigations
• Day case surgery
• Day case treatment
• Hospital
• Accident
• Hospice
• Elderly
• Mental illness
• Recuperation
• Birth or adoption
• Recovery
• Home help
• Home care
• Premiums do not increase with age
• Personal accident
• GP advice line
• Medical helpline
• Stress counselling
• Legal advice
• BCG and single Mumps, Measles and Rubella vaccinations
   

Basis of cover

• Payback level 50%

Not Covered

• Pre-existing conditions
• Plastic surgery and consultations
• Treatment for cosmetic reasons
• Addictions (eg alcohol, drugs)
• Self harm or self inflicted injuries
• HIV/AIDS

Options

• Partner
• Child