Health Shield : Essentials Plus

Product profile

Description

• Cashback for a wide variety of everyday health treatments

• A simple low cost product

For

• Companies offering voluntary cover for five or more individuals aged 16 to 64

• On a company paid basis

Benefits

• Worldwide cover

• No medical examination needed

• Dental

• Dental accident

• Physiotherapy, Osteopathy, Chiropractic, Acupuncture and Homeopathy

• Chiropody
• Health and wellbeing
• Allergy testing

• Stress relief

• Weight management

• Stop smoking treatments

• Specialist consultations

• X-rays

• ECG

• Pathology

• Health screening

• Discounts for  health and fitness clubs membership

• 24/7 helplines

• Employee assistance programme

Not covered

• Reflexology
• Complementary therapies; acupressure; aromatherapy; Bowen/Alexander technique; chair massage; colonic hydrotherapy; hopi ear candles; hypnotherapy; Indian head massage; kinesiology; naturopathy; nutritional therapy; reflexology; reiki; shiatsu
• Hospital in-patient
• Hospital day case
• Maternity - antenatal appointment
• Parental hospital stay
• Prescriptions
• Personal accident

Basis of cover

• Cashback level: 100% up to the chosen limits and subject to annual revue 
• Dependant children covered free

Options

• 4 levels of benefit

Last updated: 17 January 2012