Product profile
Description
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Money back on dental, optical and other healthcare treatments.
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Cash back on many private treatments as well as NHS
Age
16 to 65
Benefits
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Guaranteed acceptance with no medical
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Dental
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Optical
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Physiotherapy
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Osteopathy
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Chiropractic
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Acupuncture
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Hospital in-patient
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Hospital day surgery
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Hospital accident admission
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Recuperation
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Maternity/Paternity/Adoption
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Health screening
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Fractures
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Personal Accident
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Hearing aids
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Emergency European cover for accident and illness
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Premiums do not increase with age
Basis of cover
- Payback level; some 100% and some 75%
- Some limits are annual, others are over a 2-year period
Options
- Partners and children
- 2 levels of benefit – Select or Elite
Not Covered
- Non-emergency treatment outside the UK
- Pre-existing conditions - except dental and optical claims
- Professional sports
- Hazardous pursuits
- Eye laser surgery
- Cosmetic dentistry
- Cosmetic treatments
- Psychiatric treatment
Want to know more?
Last updated: 27 September 2008
