Bupa : Bupa Cash Plan

Product profile

Description

Cash help towards a variety of every day routine and unpredictable health care costs. 

Can be:

• As a voluntary employee scheme which can be paid via direct debit or payroll deduction

• As a part-subsidised or fully company paid benefit which gives employees the option of upgrading their level of cover

• As part of a flexible benefit scheme

For

Benefits

• Dental
• Optical
• Physiotherapy
• Osteopathy
• Chiropractic
• Chiropody
• Acupuncture
• Consultations
• Allergy testing
• Hospital in-patient
• Hospital accident admission
• Hospital day surgery
• Maternity and adoption
• Medical appliances
• Personal accident
• Worldwide emergency cover
• Bupa Health Assessment
• Health and fitness discounts
• 24/7 telephone helplines

Basis of cover

• Payback levels; some at 100%, some at 50%

Options

• 8 levels of cover
• Health screening only on levels 3, 7 and 8
• Can add partners and/or children
• Face to face stress counselling

Not covered

• Pre-existing conditions
• Geriatric care
• Social or domestic hospital admission
• Convalescence care
• Rehabilitation
• Cosmetic surgery
• Psychiatric or addictive 
• Prescription charges

Last updated: 1 October 2010