Product profile
Description
Cash help towards a variety of every day routine and unpredictable health care costs.
Can be:
-
As a voluntary employee scheme which can be paid via direct debit or payroll deduction
-
As a part-subsidised or fully company paid benefit which gives employees the option of upgrading their level of cover
-
As part of a flexible benefit scheme
For
Companies insuring 3 or more individuals aged 16 plus
Benefits
- Dental
- Optical
- Physiotherapy
- Osteopathy
- Chiropractic
- Chiropody
- Acupuncture
- Consultations
- Hospital in-patient
- Hospital day surgery
- Maternity and adoption
- Prescription charges
- Personal accident
- Health and fitness discounts
- 24/7 telephone helplines
Basis of cover
Options
- 6 levels of cover
- Can add partners and/or children
- Face to face stress counselling
Not covered
- Geriatric care
- Social or domestic hospital admission
- Convalescence care
- Rehabilitation
- Cosmetic surgery
- Psychiatric or addictive conditions
- Health screening
Last updated: 1 October 2010