Bupa : Bupa Additional Health for business

Product profile

Description

For companies whose employees may already have access to a private health insurance scheme. It offers employees help for some of the costs of everyday healthcare treatments and services which aren’t normally covered by those schemes.

Can be:

• As a voluntary employee scheme which can be paid via direct debit or payroll deduction

• As a part-subsidised or fully company paid benefit which gives employees the option of upgrading their level of cover

• As part of a flexible benefit scheme

For

Benefits

• Dental
• Optical
• Chiropody
• Acupuncture
• Prescription charges
• Health and fitness discounts
• Face to face stress counselling
• 24/7 helplines

Basis of cover

• Payback level; 100%

Options

• 3 levels of cover  
• Can add partners and/or children

Not covered

• Geriatric care
• Social or domestic hospital admission
• Convalescence care
• Rehabilitation
• Cosmetic surgery
• Psychiatric or addictive conditions
• Health screening
• Physiotherapy
• Osteopathy
• Chiropractic
• Consultations
• Allergy testing
• Hospital in-patient
• Hospital accident admission
• Hospital day surgery
• Maternity and adoption
• Medical appliances
• Personal accident
• Worldwide emergency cover
• Bupa Health Report

Last updated: 1 October 2010