BHSF: The Healthscheme

Product profile

Description

Healthcash plans are seen as a benefit of real value. This provides affordable everyday healthcare cover for your employees.It provides a wide range of health benefits.
 

For

• Businesses insuring 5 or more people age 17 and over; no upper age limit

• Premiums can be employer-funded or deducted from salary

Benefits

• Dental check ups and treatment

• Dental trauma

• Eye-sight tests, new glasses and contact lenses

• Physiotherapy

• Osteopathy

• Chiropody

• Chiropractic

• Acupuncture

• Homeopathy

• Health screening

• Diagnostic health consultations

• Day-case surgery

• Hospital in-patient

• Hearing aids

• 24-7 health care helpline

• 24-7 telephone helpline

• 24-7 GP helpline

• Personal accident

Basis of cover

• Payment level some at 100% some at 70%

Options

• Premiums can be employer-funded or deducted from salary

• Individual or family policies

• 5 levels of cover

• Health care navigator on level 5

Not Covered

• Treatment outside the UK
• Cosmetic surgery
• Home for elderly
• Health clinic
• Nursing home
• Hydrotherapy centre
• Psychiatric treatment
• Teeth whitening