BHSF: Choices

Product profile

Description

Can help you with the cost of your everyday healthcare. Claim cash reimbursement, up to an annual limit for routine and emergency healthcare.
 

Age

17 and over; no upper age limit

Benefits

• Dental check ups and treatment

• Dental trauma

• Eye-sight tests, new glasses and contact lenses

• Physiotherapy

• Osteopathy

• Chiropody

• Chiropractic

• Acupuncture

• Homeopathy

• Health screening

• Diagnostic health consultations

• Home help

• Home nursing

• Day-case surgery

• Recuperation

• Hospital in-patient 

• Hearing aids

• Surgical appliances

• Maternity

• Personal accident

• 24-7 health care helpline

• 24-7 telephone helpline

• 24-7 GP helpline

Basis of cover

• Payment level some at 100% some at 70%
• Payment level on some sections varies by option chosen
• Children covered free

Options

• Individual or family

• Joint hospital overnight stay and parental stay

• Core Plan - payback level for various sections 50%

• Value Plan - payback level for various sections 60%
• Bonus Plan - payback level for various sections 50%

Not Covered

• Pre-existing conditions for most sections
• Treatment outside the UK
• Cosmetic surgery
• Geriatric or elderly rehabilitation
• Psychiatric treatment
• Teeth whitening