With a few minor variations, the vast majority of expatriate / international health insurance policies for the self-employed and small businesses, are identical to those offered to individuals. Our guide to international health insurance for individuals will therefore be of value in helping you decide what is appropriate for your business. See:
We also provide profiles of the major companies providing international health insurance and their products. Select a type of health insurance for the self employed and small business from the links below to see lists of the profiles on this site.
The self employed
With mobile technology and a shrinking world, an increasing number of self-employed UK nationals are based permanently, or for long periods, outside the UK. The international health insurance industry has been slow to develop any special products for this sector, arguing that self employed individuals should buy an individual policy and try to get it accepted as a business expense by the taxman.
Hardly any insurers will offer business cover to one individual.
Most, but not all, insurers offering individual private health insurance cover offer similar health insurance for the self employed or to small businesses. A handful of insurers only offer cover to businesses. Insurers offering business cover, invariably have a limit on the number of individuals insured, below which they will not offer business cover
There are often two advantages, even when insuring only a few individuals, of going for group/corporate cover;