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William Russell : Global Health Essential Care



William Russell

Product category:

International and expatriate health insurance


Package product



Product profile



For people who want to ensure that they are adequately covered for the essential, expensive elements of health care, such as hospitalisation, out-patient treatment and emergency medical evacuation.



UK expatriates aged 18 to 64 living in Africa, the Middle East and the Far East (except China, Hong Kong, Japan, Macau, Taiwan and Singapore


  • Treatment in selected region only
  • Private room
  • Emergency and accident treatment out of region 
  • In-patient hospital accommodation charges
  • In-patient  drugs and surgical dressings
  • In-patient surgeons fees
  • In-patient doctors fees
  • In-patient anaesthetists' fees
  • In-patient theatre charges
  • In-patient intensive care charges
  • In-patient nursing care
  • In-patient parental accommodation
  • In-patient pathology
  • In-patient diagnostic tests
  • In-patient scans
  • In-patient physiotherapy
  • In-patient oncology
  • In-patient X rays
  • In-patient hospital cash
  • In-patient organ transplants
  • In-patient hospice care
  • In-patient oncology
  • Road ambulance charges
  • Out-patient oncology
  • Out-patient surgical procedures
  • Out-patient specialist consultations
  • Out-patient prescription drugs and dressings
  • Out-patient pathology
  • Out-patient MRI/CT/PET scans
  • Out-patient radiology
  • Out-patient diagnostic tests
  • Out-patient physiotherapy
  • Cover for newborns
  • Emergency in-patient dental treatment
  • Emergency evacuation
  • Return airfare
  • Travelling expenses of companion
  • Repatriation or burial of mortal remains
  • 24-hour multilingual medical assistance helpline


  • Choice of currency
  • Range of deductibles
  • Family discounts
  • Annual premium discount
  • Global Travel
  • Global Accident
  • Area 1 - Far East: Brunei, Cambodia, French Polynesia, Indonesia, Korea South, Laos, Malaysia, Mongolia, Philippines, Thailand and Vietnam. 
  • Area 2 - Middle East: Bahrain, Jordan, Kuwait, Oman, Qatar, Saudi Arabia, Syria and U.A.E. 
  • Area 3 – Africa: Algeria, Angola, Benin, Botswana, Burkina Faso, Burundi, Cameroon, Central African Republic, Chad, Congo, Djibouti, Egypt,  Eritrea, Ethiopia, Gabon, Gambia, Ghana, Guinea, Guinea-Bissau, Ivory Coast, Kenya, Lesotho, Liberia, Libya, Madagascar, Malawi, Mali, Morocco,  Mozambique, Namibia, Niger, Nigeria, Rwanda, Senegal, Sierra Leone, Somalia, South Africa, St Helena, Swaziland, Tanzania, Togo, Tunisia,  Uganda, Zaire, Zambia and Zimbabwe.

Not covered

  • Pre-existing conditions
  • Chronic conditions
  • Alternative therapies
  • Routine dental treatment
  • Routine maternity care
  • Pregnancy complications
  • Home nursing
  • In-patient psychiatric treatment
  • Out-patient psychiatric treatment
  • Cosmetic surgery
  • Out-patient emergency ward treatment
  • Out-patient specialist treatment which is not post-hospital


Last updated: 1 January 2013