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William Russell : Global Health Essential Care Plus

Company:	William Russell
Product category:	International and expatriate health insurance
Sub-category:	Package product

Product profile

Description

For people who want to ensure that they are adequately covered for the essential, expensive elements of health care, such as hospitalisation, out-patient treatment and emergency medical evacuation.

For

UK expatriates aged 18 to 64 living in Africa, the Middle East and the Far East (except China, Hong Kong, Japan, Macau, Taiwan and Singapore

Benefits

Treatment in selected region only
Emergency and accident treatment out of region
In-patient hospital accommodation charges
In-patient drugs and surgical dressings
In-patient surgeons fees
In-patient doctors fees
In-patient anaesthetists' fees
In-patient theatre charges
In-patient intensive care charges
In-patient nursing care
In-patient parental accommodation
In-patient pathology
In-patient diagnostic tests
In-patient scans
In-patient physiotherapy
In-patient oncology
In-patient X rays
In-patient hospital cash
In-patient organ transplants
In-patient hospice care
In-patient oncology
Road ambulance charges
Out-patient oncology
Out-patient emergency ward treatment
Out-patient surgical procedures
Out-patient specialist consultations
Out-patient prescription drugs and dressings
Out-patient pathology
Out-patient MRI/CT/PET scans
Out-patient radiology
Out-patient diagnostic tests
Out-patient physiotherapy
Pregnancy complications
Cover for newborns
Emergency in-patient dental treatment
Emergency evacuation
Return airfare
Travelling expenses of companion
Repatriation or burial of mortal remains
24-hour multilingual medical assistance helpline

Options

Choice of currency
Range of deductibles
Family discounts
Annual premium discount
Global Travel
Global Accident
Area 1 - Far East: Brunei, Cambodia, French Polynesia, Indonesia, Korea South, Laos, Malaysia, Mongolia, Philippines, Thailand and Vietnam.
Area 2 - Middle East: Bahrain, Jordan, Kuwait, Oman, Qatar, Saudi Arabia, Syria and U.A.E.
Area 3 – Africa: Algeria, Angola, Benin, Botswana, Burkina Faso, Burundi, Cameroon, Central African Republic, Chad, Congo, Djibouti, Egypt, Eritrea, Ethiopia, Gabon, Gambia, Ghana, Guinea, Guinea-Bissau, Ivory Coast, Kenya, Lesotho, Liberia, Libya, Madagascar, Malawi, Mali, Morocco, Mozambique, Namibia, Niger, Nigeria, Rwanda, Senegal, Sierra Leone, Somalia, South Africa, St Helena, Swaziland, Tanzania, Togo, Tunisia, Uganda, Zaire, Zambia and Zimbabwe.

Not covered

Pre-existing conditions
Chronic conditions
Alternative therapies
Routine dental treatment
Routine maternity care
Home nursing
In-patient psychiatric treatment
Out-patient psychiatric treatment
Cosmetic surgery

Last updated: 25 April 2012