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William Russell : Global Health Elite-Silver

Company:	William Russell
Product category:	International and expatriate health insurance
Sub-category:	Package product

Product profile

Description

A very extensive world-wide international health cover

What the company says about the product

"Alternatively, the Global Health Elite plans offer a much wider range of health care benefits, including cover for routine maternity care, dental benefits and annual preventive health checks. You are also free to have your treatment in countries that are restricted by the Global Health Essential plans, and the choice to buy cover for the USA. For Mid-range cover, there's our Silver plan with comprehensive in and out-patient cover."

For

UK expatriates aged 18 to 64

Benefits

Treatment world-wide
In-patient hospital accommodation charges
In-patient drugs and surgical dressings
In-patient surgeons fees
In-patient doctors fees
In-patient anaesthetists' fees
In-patient theatre charges
In-patient intensive care charges
In-patient nursing care
In-patient parental accommodation
In-patient pathology
In-patient diagnostic tests
In-patient scans
In-patient physiotherapy
In-patient oncology
In-patient X-rays
In-patient hospital cash
In-patient heart, kidney, liver, lung, heart and lung and bone marrow transplants
In-patient hospice care
Road ambulance charges
Out-patient oncology
Out-patient emergency ward treatment
Out-patient surgical procedures
Out-patient GP consultations
Out-patient medical practitioner fees
Out-patient prescription drugs and dressings
Out-patient pathology
Out-patient MRI/CT/PET scans
Out-patient radiology
Out-patient diagnostic tests
Out-patient physiotherapy
Out-patient follow up consultations and tests for cancer
Chiropractics
Homeopathy
Osteopathy
Acupuncture
Traditional Chinese medicine
Well-being: annual medical, smear test,mammogram,prostate cancer test
Home nursing
In-patient psychiatric treatment
Out-patient psychiatric treatment
Chronic conditions consultations, tests, medication
Pregnancy complications
Emergency in-patient dental treatment
Emergency out-patient dental treatment
Emergency evacuation
Return airfare
Travelling expenses of companion
Accommodation expenses of companion
Compassionate home travel
Repatriation or burial of mortal remains
24-hour multilingual medical assistance helpline

Options

Choice of currency
Range of deductibles
Family discounts
Annual premium discount
Global Travel
Global Accident
Area One cover – world-wide excluding the USA
Area Two cover – world-wide with cover in the USA restricted to temporary trips of not more than 45 days
Area Three cover – world-wide with cover in the USA restricted to temporary trips of not more than 90 days

Not covered

Pre-existing conditions
Complex dental treatment
Routine dental treatment
Routine maternity care
Cover for newborns
Alternative treatments and therapies such as hydrotherapy, aqua physiotherapy, kinesiology, colonic irrigation, IDD (Inter vertebral Differential Dynamics), myotherapy, cranioelectrical stimulation, or chelation therapy
Autopsies
Bank charges
Cosmetic surgery for sclerotherapy for spider veins, surgical and non-surgical treatment of superficial varicose veins or nasal septum deviation
Bone marrow transplants
Organ transplants
Stem cell harvesting

Want to know more?

Last updated: 7 January 2009