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William Russell : Global Health Elite-Bronze


William Russell

Product category:

International and expatriate health insurance


Package product



Product profile



A very extensive world-wide international health cover



UK expatriates aged 18 to 64


  • Treatment world-wide
  • In-patient hospital accommodation charges
  • In-patient drugs and surgical dressings
  • In-patient surgeons fees
  • In-patient doctors fees
  • In-patient anaesthetists' fees
  • In-patient theatre charges
  • In-patient intensive care charges
  • In-patient nursing care
  • In-patient parental accommodation
  • In-patient pathology
  • In-patient diagnostic tests
  • In-patient scans
  • In-patient physiotherapy
  • In-patient oncology
  • In-patient X-rays
  • In-patient hospital cash
  • In-patient heart, kidney, liver, lung, heart and lung and bone marrow transplants
  • In-patient hospice care
  • Road ambulance charges
  • Out-patient oncology
  • Out-patient surgical procedures
  • Out-patient GP consultations
  • Out-patient medical practitioner fees
  • Out-patient prescription drugs and dressings
  • Out-patient pathology
  • Out-patient MRI/CT/PET scans
  • Out-patient radiology
  • Out-patient diagnostic tests
  • Out-patient physiotherapy
  • Out-patient follow up consultations and tests for cancer
  • Chiropractics
  • Homeopathy
  • Osteopathy
  • Acupuncture
  • Home nursing
  • In-patient psychiatric treatment
  • Out-patient psychiatric treatment
  • Pregnancy complications
  • Emergency in-patient dental treatment
  • Emergency evacuation
  • Return airfare
  • Travelling expenses of companion
  • Accommodation expenses of companion
  • Compassionate home travel
  • Repatriation or burial of mortal remains
  • 24-hour multilingual medical assistance helpline
  • HRT treatment


  • Choice of currency
  • Range of deductibles
  • Family discounts
  • Annual premium discount
  • Global Travel
  • Global Accident
  • Area One cover – world-wide excluding the USA
  • Area Two cover – world-wide with cover in the USA restricted to temporary trips of not more than 45 days
  • Area Three cover – world-wide with cover in the USA restricted to temporary trips of not more than 90 days

Not covered

  • Pre-existing conditions
  • Chronic conditions consultations, tests, medication
  • Out-patient emergency ward treatment
  • Traditional Chinese medicine
  • Well-being: annual medical, smear test, mammogram, prostate cancer test
  • Complex dental treatment
  • Routine dental treatment
  • Emergency out-patient dental treatment
  • Routine maternity care
  • Cover for newborns
  • Alternative treatments and therapies such as hydrotherapy, aqua physiotherapy, kinesiology, colonic irrigation, IDD (Inter vertebral Differential Dynamics), myotherapy, cranioelectrical  stimulation, or chelation therapy

  • Autopsies

  • Bank charges

  • Cosmetic surgery for sclerotherapy for spider veins, surgical and non-surgical treatment of superficial  varicose veins or nasal septum deviation

  • Bone marrow transplants

  • Organ transplants

  • Stem cell harvesting


Last updated: 1 January 2013