Kinsure : Kinsure

Product profile

Description

An insurance that will pay for travel and accommodation costs, or the return of the deceased in the event a close relative suffering a serious accident, illness or passing away.  If a medical emergency occurs, Kinsure make all the necessary arrangements for you to travel to be with your relative at the earliest opportunity.

For 

• UK expatriates who live abroad and have close relatives under 75 in the UK

• UK residents if one of your close relatives under 75 lives abroad

• Age 18 and over with no upper age limit

• Zone 1 Europe

• Zone 2 Rest of world- excluding USA

'Close relative' is - Mother, mother-in-law, father, father-in-law, stepmother, stepfather, daughter, daughter-in-law, son, son-in-law, (including legally adopted daughter or son), stepchild, sister, sister-in-law, brother, brother-in-law, grandfather, grandmother, granddaughter, grandson, ex husband, ex wife, and their dependants under 18 years of age (in full-time education and residing with them)

Serious accident or illness is when a Close Relative is admitted to a Hospital bed on the advice of a physician for a minimum of three consecutive nights.

Zone 1 (Europe):

Albania, Andorra, Austria, Azerbaijan, Belarus, Belgium, Bosnia Herzegovina, Bulgaria, Croatia, Cyprus, Czech Republic, Denmark, Estonia, Faroe Islands, Finland, France, Georgia, Germany, Gibraltar, Greece, Hungary, Iceland, Republic of Ireland, Italy, Latvia, Liechtenstein, Lithuania, Luxembourg, Macedonia, Malta, Moldavia, Monaco, Netherlands, Norway, Poland, Portugal, Romania, Russian Federation, San Marino, Slovakia, Slovenia, Spain, Sweden, Turkey, Vatican City and Former Republic of Yugoslavia.

Zone 2 (Worldwide):

Abu Dhabi, Anguilla, Antigua, Argentina, Armenia, Australia,  Bahamas, Bahrain, Balearics, Bali, Bangladesh, Barbados, Belize, Bermuda, Bolivia, Brazil, British Virgin Isles, Brunei , Cameroon, Canada, Canary Islands, Cape Verde, Cayman Islands, Chile, China, Colombia, Costa Rica, Cuba, Dominican Republic, Ecuador, Egypt, Falkland Islands, Fiji,  French Guiana, French Polynesia, Grenada, Guadeloupe, Guatemala, Honduras, Hong Kong, India, Indonesia, Israel, Ivory Coast, Jamaica, Japan, Jordan, Kenya, Korea, Kuwait, Laos, Lebanon,  Macau, Madagascar, Malaysia, Maldives, Martinique, Mauritius, Mexico, Namibia, Nepal, Netherlands Antilles, Nevis Island, New Caledonia, New Zealand, Nicaragua, Oman, Pakistan, Peru, Philippines, Puerto Rico, Qatar, Saipan, Samoa (Western), Saudi Arabia, Seychelles, Singapore, South Africa, Sri Lanka, St Helena, St Kitts & Nevis, St Lucia, St Martin, St Pierre & Miquelon, St Vincent and The Grenadines,  Taiwan, Tanzania, Thailand, Togo, Tonga, Trinidad & Tobago, Turks & Caicos Isles, UAE, Ukraine, Uruguay, Venezuela, Vietnam, Virgin Isles (UK), Virgin Isles (US), Zimbabwe.

Benefits

• Travel costs of flights

• Accommodation costs

• Taxi fares  and public transport to and from hospital

• Travel arrangements

• Costs of returning remains to UK or country of residence

• 24/7  call centre

Not covered

• Close relatives over 75

• Pre-existing medical conditions of relative-2 year moratorium

• War and terrorism

• High risk sports and activities

• Customers or relatives living in USA

Options

• UK residents with relatives in Europe

• UK residents with relatives elsewhere in world

• UK expatriates living in Europe with relatives in UK

• UK expatriates living in elsewhere in world with relatives in UK

• Single or couple or family

• Can include an additional person e.g. friend, colleague, or Godparent

Last updated: 24 February 2011