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HealthCare International: HealthCare Standard



HealthCare International

Product category:

International and expatriate health insurance


Package product



Product profile



An international health cover focused on in-patient care



UK expatriates aged 18 to 74



  • In-patient hospital accommodation charges in private room

  • In-patient  prescription drugs and materials

  • In-patient surgical fees

  • In-patient theatre charges

  • In-patient physician and surgeon charges

  • In-patient anesthesia charges

  • In-patient anesthetist fees

  • In-patient parental accommodation

  • In-patient surgical appliances and prostheses

  • In-patient diagnostic tests

  • In-patient MRI/CAT scans

  • In-patient physiotherapy

  • In-patient life-saving organ transplant

  • In-patient cash benefit

  • Out-patient vaccinations

  • Out-patient surgery

  • Emergency out-patient treatment

  • Day-care treatment

  • Convalescent care

  • Home nursing

  • Local ambulance

  • In-patient and out-patient routine maternity

  • Complications of pregnancy and childbirth

  • In-patient and out-patient chronic disease/dread disease/AIDS

  • Medical evacuation

  • Medical repatriation

  • Accompanying person expenses

  • Repatriation of mortal remains

  • Death of a close relative

  • Hospitalisation assistance

  • Personal accident cover

  • Accident and emergency treatment worldwide

  • 24-hour world-wide medical information and assistance


Not covered

  • Professional sports

  • Psychiatric treatment

  • Out-patient medical practitioner fees

  • Out-patient prescription drugs

  • Out-patient specialist fees

  • Out-patient diagnostic tests

  • Out-patient physiotherapy

  • Out-patient alternative non Western medicine/hydropthic spas

  • Out-patient annual health checks

  • Out-patient well child care

  • Out-patient routine gynaecological tests

  • Out-patient prescribed medical aids

  • Prescribed glasses and contact lenses

  • Eye surgery

  • Dental crowns, bridges. implants and dentures

  • Orthodontic dental treatment for children

  • Non-Western and alternative medicine

  • Annual Health checks

  • Medical aids



  • Choice of currency

  • Range of deductible options

  • Annual world-wide multi-trip travel insurance

  • Term life

  • Income protection

  • Eye glasses and contact lenses

  • Preventative and general dental care

  • Area One - Worldwide with limited travel to USA 

  • Area Two - Worldwide excluding USA


Last updated: 25 April 2012 

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