Product profile
Description
An international health cover with in-patient and out-patient care
For
UK expatriates aged 18 to 74
Benefits
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In-patient hospital accommodation charges in private room
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In-patient prescription drugs and materials
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In-patient surgical fees
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In-patient theatre charges
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In-patient physician and surgeon charges
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In-patient anesthesia charges
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In-patient anesthetist fees
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In-patient parental accommodation
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In-patient surgical appliances and prostheses
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In-patient diagnostic tests
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In-patient MRI/CAT scans
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In-patient physiotherapy
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In-patient life-saving organ transplant
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In-patient cash benefit
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Out-patient medical practitioner fees
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Out-patient prescription drugs
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Out-patient specialist fees
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Out-patient diagnostic tests
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Out-patient physiotherapy
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Out-patient well child care
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Out-patient routine gynaecological tests
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Out-patient vaccinations
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Out-patient surgery
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Emergency out-patient treatment
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Day-care treatment
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Convalescent care
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Home nursing
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Local ambulance
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In-patient and out-patient routine maternity
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Complications of pregnancy and childbirth
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In-patient and out-patient chronic disease/dread disease/AIDS
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Medical evacuation
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Medical repatriation
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Accompanying person expenses
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Repatriation of mortal remains
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Death of a close relative
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Hospitalisation assistance
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Personal accident cover
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Accident and emergency treatment worldwide
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24-hour world-wide medical information and assistance
Not covered
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Professional sports
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Psychiatric treatment
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Out-patient alternative non western medicine/hydropthic spas
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Out-patient annual health checks
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Out-patient prescribed medical aids
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Prescribed glasses and contact lenses
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Eye surgery
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Dental crowns, bridges. implants and dentures
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Orthodontic dental treatment for children
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Non-Western and alternative medicine
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Annual Health checks
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Medical aids
Options
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Choice of currency
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Range of deductible options
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Annual world-wide multi-trip travel insurance
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Term life
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Income protection
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Eye glasses and contact lenses
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Preventative and general dental care
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Area One - Worldwide with limited travel to USA
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Area Two - Worldwide excluding USA
Last updated: 25 April 2012
