HealthCare International: HealthCare Emergency +

Product profile

Description

An international health cover focused on in-patient care

For 

UK expatriates aged 18 to 74

Benefits

• In-patient hospital accommodation charges in private room

• In-patient  prescription drugs and materials

• In-patient surgical fees

• In-patient theatre charges

• In-patient physician and surgeon charges

• In-patient anesthesia charges

• In-patient anesthetist fees

• In-patient parental accommodation

• In-patient surgical appliances and prostheses

• In-patient diagnostic tests

• In-patient MRI/CAT scans

• In-patient physiotherapy

• In-patient life-saving organ transplant

• Out-patient surgery
• Emergency out-patient treatment

• Day-care treatment

• Convalescent care

• Home nursing

• Local ambulance

• In-patient and out-patient chronic disease/dread disease/AIDS

• Medical evacuation

• Medical repatriation

• Accompanying person expenses

• Repatriation of mortal remains

• Death of a close relative

• Hospitalisation assistance

• Personal accident cover

• Accident and emergency treatment worldwide

• 24/7 world-wide medical information and assistance

Not covered

• Professional sports

• Psychiatric treatment

• Vaccinations

• Pregnancy and childbirth

• Complications of pregnancy and childbirth

• Non-Western and alternative medicine

• Annual Health checks

• Out-patient medical practitioner fees

• Out-patient prescription drugs

• Out-patient specialist fees

• Out-patient diagnostic tests

• Out-patient physiotherapy

• Out-patient alternative non-Western medicine/hydropthic spas

• Out-patient annual health checks

• Out-patient well child care

• Out-patient routine gynaecological tests

• Out-patient prescribed medical aids

• Prescribed glasses and contact lenses

• Eye surgery

• Dental crowns, bridges. implants and dentures

• Orthodontic dental treatment for children

• Medical aids

Options

• Area One - Worldwide with limited travel to USA

• Area Two - Worldwide excluding USA

• Eye glasses and contact lenses

• Preventative and general dental care

• Choice of currency

• Range of deductible options

• Annual world-wide multi-trip travel insurance

• Term life

• Income protection

Last updated: 25 April 2012