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Expacare: Standardcare

 

Product profile

 

Description

Cover for in-patient hospital treatment with some provision for follow-up out-patient treatment. It covers the more expensive element of any course of treatment which is the in-patient hospital stay, together with the reassurance that if it is necessary to carry out an emergency medical evacuation, cover for this is automatically included in the plan.
 

For 

UK expatriates aged 18 to 80+
 

Benefits

  • 2 year premium guarantee
  • In-patient and day-patient hospital charges
  • In-patient and day-patient diagnostics
  • In-patient and day-patient physicians fees
  • In-patient and day-patient anaesthetists fees
  • In-patient and day-patient specialists fees
  • In-patient and day-patient treatment for cancer
  • In-patient and day-patient treatment for chronic illness
  • In-patient and day-patient organ transplant
  • In-patient and day-patient psychiatric treatment
  • Parental accommodation
  • Hospital cash
  • Out-patient treatment for cancer
  • Out-patient monitoring and treatment of chronic conditions
  • Out-patient surgery
  • Ambulance service
  • Nursing at home
  • Rehabilitation
  • Hospice care
  • Dental treatment following an accident
  • Emergency medical evacuation
  • Repatriation of mortal remains or local burial costs
  • Out of geographic area cover for emergency treatment
  • 24 hour multilingual claims team
 

Not covered

  • Professional sports and racing
  • In-patient and day-patient treatment for alcohol and drug addiction
  • Routine dental treatment
  • Compassionate lump sum on diagnosis of AIDS
  • Out-patient psychiatric treatment
  • Out-patient hormone replacement therapy
  • Out-patient specialist consultations
  • Out-patient diagnostic services
  • Out-patient prescription drugs
  • Out-patient physiotherapy
  • Out-patient occupational therapy
  • Out-patient acupuncture
  • Out-patient chiropractic
  • Out-patient homeopathy
  • Out-patient osteopathy
  • Routine maternity care
  • Maternity care when complications
  • Treatment for birth defects and congenital illness
  • Monitoring and treatment of chronic conditions
 

Options

  • Three areas;
  • Area 1 Europe, area 3 worldwide, area 2
  • Area 2 worldwide excluding China, Hong Kong, USA, Caribbean islands
  • Area 3 worldwide
  • Choice of excess £50, £500, £1000
  • Choice of currency; £, USD, Euro
 

Want to know more?

 
Last updated: 14 February 2008