Expacare: Standardcare

Product profile

Description 

Cover for in-patient hospital treatment with some provision for follow-up out-patient treatment. It covers the more expensive element of any course of treatment which is the in-patient hospital stay, with the reassurance that if it is necessary to carry out an emergency medical evacuation, cover for this is automatically included.

For 

UK expatriates aged 18+

Benefits

• Full refund on in-patient hospital and day-case treatment

• Treatment for cancer as in-patient and out-patient

• Chronic conditions in-patient treatment

• Organ transplants

• Emergency medical evacuation

• Out of area cover

• Diagnostics

• Anesthetist fees

• Physician fees

• Specialists fees

• In-patient psychiatric treatment

• Dental treatment following an accident

• Out-patient surgery

• Parent accommodation

• Follow-up treatment

• Ambulance service

• Nursing at home

• Rehabilitation

• Hospice care

• Out of area cover for up to 6 weeks

• Hospital cash

• Repatriation of mortal remains or local burial

• 24-7 helpline

Not covered

• 2 year moratorium, which excludes treatment for pre-existing conditions

• Professional sports

• Racing

• Off-piste winter sports

• Out-patient psychiatric treatment

• Out-patient consultations

• Out-patient diagnostic services

• Prescription drugs

• Vaccinations

• HRT

• Maternity care

• Treatment for birth defects and congenital illness

• Routine dental treatment

• Physiotherapy

• Occupational therapy

• Acupuncture

• Chiropractic

• Homeopathy

• Osteopathy

• Kinesiotherapy

• Rehabilitation for alcohol and drug addiction

• Wellness

• AIDS cash

• Private GP

Options

• Zero voluntary deductible (no excess)

• Choice of currency
• Three treatment areas

Last updated: 29 March 2011