Expacare: Specialcare

Product profile

Description 

All the key elements of cover are included: in-patient hospital expenses, out-patient benefits, prescription drugs and vaccinations and routine medical examinations. Also includes cover for maternity care with treatment for birth defects and congenital illness, routine dental treatment, treatment for alcohol and drug addiction and lump sum payment on diagnosis of AIDS.

For 

UK expatriates aged 18+

Benefits 

• Full refund on in-patient hospital and day-case treatment

• Treatment for cancer as in-patient and out-patient

• Chronic conditions in-patient treatment

• Organ transplants

• Emergency medical evacuation

• Out of area cover

• Diagnostics

• Anesthetist fees

• Physician fees

• Specialists fees

• In-patient psychiatric treatment

• Out-patient psychiatric treatment

• Dental treatment following an accident

• Routine dental treatment

• Out-patient surgery

• Private GP visits

• Parent accommodation

• Follow-up treatment

• Ambulance service

• Nursing at home

• Rehabilitation

• Hospice care

• Out of area cover for up to 6 weeks

• Hospital cash

• Out-patient consultations

• Out-patient diagnostic services

• Prescription drugs

• Vaccinations

• HRT

• Physiotherapy

• Occupational therapy

• Acupuncture

• Chiropractic

• Homeopathy

• Osteopathy

• Kinesiotherapy

• Maternity care

• Treatment for birth defects and congenital illness

• Rehabilitation for alcohol and drug addiction

• Wellness

• AIDS cash

• Repatriation of mortal remains or local burial

• 24-7 helpline

Not covered

• 2 year moratorium, which excludes treatment for pre-existing conditions

• Professional sports

• Racing

• Off-piste winter sports

Options

• Zero voluntary deductible (no excess)

• Choice of currency
• Three treatment areas

Last updated: 29 March 2011