Expacare: Executivecare

Product profile

Description 

Gives the reassurance that the cost of out-patient treatment will be covered as well as the major inpatient hospital expenses. Cover for emergency medical evacuation is included automatically. For consultations, GP visits and diagnostic services the cover is a full refund with additional benefits for prescription drugs, vaccinations occupational therapy and complementary therapies.

For 

UK expatriates aged 18+

Benefits

• Full refund on in-patient hospital and day-case treatment

• Treatment for cancer as in-patient and out-patient

• Chronic conditions in-patient treatment

• Organ transplants

• Emergency medical evacuation

• Out of area cover

• Diagnostics

• Anesthetist fees

• Physician fees

• Specialists fees

• In-patient psychiatric treatment

• Out-patient psychiatric treatment

• Dental treatment following an accident

• Out-patient surgery

• Parent accommodation

• Follow-up treatment

• Ambulance service

• Nursing at home

• Rehabilitation

• Hospice care

• Out of area cover for up to 6 weeks

• Hospital cash

• Out-patient consultations
• Out-patient diagnostic services

• Prescription drugs

• Vaccinations

• HRT

• Physiotherapy

• Occupational therapy

• Acupuncture

• Chiropractic

• Homeopathy

• Osteopathy

• Kinesiotherapy

• Repatriation of mortal remains or local burial

• 24-7 helpline

Not covered

• 2 year moratorium, which excludes treatment for pre-existing conditions

• Professional sports

• Racing

• Off-piste winter sports

• Maternity care

• Treatment for birth defects and congenital illness

• Routine dental treatment

• Rehabilitation for alcohol and drug addiction

• Wellness

• AIDS cash

Options

• Zero voluntary deductible (no excess)

• Choice of currency
• Three treatment areas

Last updated: 29 March 2011