Exclusive Healthcare : Topaz Plan

Product profile

Description

• Top-up to meet  the needs of those who only want cover for treatment in France
  
• A “Sleep in Peace and Security” hospitalisation plan. It provides a high level of cover for treatment in hospital at a price you can afford to pay. So, if you are hospitalized you do not have to worry about facing a bill you cannot afford to pay
  
• It also covers outpatient-treatment

For

• Age 18 plus with no upper age limit
  
• UK expatriates retiring, retiring early, or working in France
  
• People registering with the French Healthcare system

Benefits

• Treatment in France
  
• No medical questions
  
• No exclusions of pre-existing Conditions
  
• No loadings or extra charges
  
• All documents in English
  
• In-patient and day-case medical practitioner fees
  
• In-patient and day-case specialists fees
  
• In-patient and day-case surgery fees
  
• In-patient and day-case diagnostic fees
  
• In-patient and day-case scans
  
• In-patient and day-case X-rays
  
• In-patient and day-case pathology
  
• In-patient and day-case oncology
  
• In-patient and day-case surgeons and anaesthetist fees
  
• In-patient and day-case daily food charge and bottled water
  
• In-patient and day-case theatre fees
  
• In-patient and day-case nursing
  
• In-patient and day-case prescribed drugs and dressings
  
• In-patient and day-case physiotherapy
  
• In-patient and day-case emergency transportation
  
• In-patient and day-case parental accommodation
  
• Reconstructive surgery following accident
  
• Registered convalescent home
  
• Home nursing
  
• Out-patient medical practitioner fees
  
• Out-patient specialist fees
  
• Out-patient surgical procedures
  
• Out-patient nursing
  
• Out-patient physiotherapy
  
• Out-patient emergency transportation
  
• Out-patient diagnostic procedures
  
• Out-patient X-rays
  
• Out-patient scans
  
• Out-patient physiotherapy
  
• Out-patient  prescribed drugs and dressings
  
• Thermal cures
  
• Dental charges
  
• Reimbursable dental prostheses

Not covered

• Treatment outside France
  
• Private room
  
• Routine pregnancy and childbirth
  
• Pharma card
  
• Repatriation/evacuation to UK 

Basis

Mixture of full refund and full difference and  either % of state tariff

Options

100% or 300% of state tariff

Last updated: 25 April 2012