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Cigna : Premier Plan




Product category:

International Health Insurance for small business


Package product



Product profile



Covers both in-patient and out-patient benefits. This includes acute and chronic conditions, primary care, maternity coverage, congenital abnormalities, and emergency services.


Businesses insuring 2 or more UK expatriates aged 18+


  • Cover includes chronic medical conditions (eg heart disease, asthma, diabetes and hayfever)
  • In-patient cover includes day cases  treatment
  • In-patient accommodation charges
  • In-patient and day case nursing charges
  • In-patient and day case anaesthetists' fees
  • In-patient and day case specialists' and surgeons' fees
  • In-patient and day case operating theatre and recovery room charges
  • In-patient and day case prescribed medicines, drugs and dressings
  • In-patient and day case surgical procedures
  • In-patient and day case radiotherapy/chemotherapy/oncology
  • In-patient and day case physiotherapy
  • In-patient and day case radiology/pathology
  • In-patient and day case surgical/medical appliances
  • In-patient and day case psychiatric care
  • In-patient and day case maternity care
  • In-patient and day case HIV/AIDS cover
  • In-patient organ transplants
  • Nursing home
  • Home nursing  
  • Parental accommodation
  • Private ambulance
  • Out-patient consultations
  • Out-patient specialists fees
  • Out-patient physiotherapy
  • Out-patient acupuncture
  • Out-patient chiropody
  • Out-patient osteopathy
  • Out-patient homeopathy
  • Out-patient pathology
  • Out-patient radiography
  • Out-patient radiology
  • Out-patient chemotherapy
  • Out-patient maternity care
  • Out-patient non-surgical procedures and treatment
  • Out-patient minor surgical procedures and treatment
  • Out-patient prescribed medicines ,drugs and dressings
  • Out-patient annual eye test for children
  • Out-patient annual hearing test for children
  • Out-patient well child tests
  • Out-patient child immunisation
  • Out-patient adult travel vaccinations
  • Out-patient emergency dental care
  • Out-patient psychiatric care
  • 24 hour multilingual assistance
  • Online health assessment

Not covered

  • Routine dental


  • Range of excesses and co-insurance
  • Choice of currency; £, USD, Euro
  • Standard Dental
  • Dental Plus
  • Vision eyecare
  • International employee assistance programme
  • Adult routine physical examinations


Last updated: 10 March 2010

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