Product profile
Description
A flexible international health plan where you create the package that suits you and your family best.
For
UK expatriates aged 18 plus
Benefits
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In-patient and day-case hospital accommodation
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In-patient nursing care, medicines and surgical dressings
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In-patient physician, surgeon,consultants and anaesthetists fees
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In-patient operating room charges and intensive care
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In-patient transplants and donor expenses for organ harvesting
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In-patient diagnostic tests and pathology
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In-patient CT/MRI/PET scans and advanced imaging
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In-patient X-rays
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In-patient physiotherapy
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In-patient cancer treatment
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In-patient and day-case psychiatric treatment
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In-patient parental accommodation
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In-patient prosthetic implants and devices and appliances
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In-patient local road and air ambulances
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Pre-existing conditions
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Childbirth and treatment in hospital
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Childbirth at home
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Newborn care
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Emergency dental treatment
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Home Nursing
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Hospital cash
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Cancer treatment
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Hospice and palliative care
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Treatment of congenital and hereditary conditions
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24/7 multilingual Helpline
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Worldwide network of 5500 hospitals
Not covered
Options
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Choice of currency
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Worldwide cover including USA
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Worldwide cover excluding USA
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A range of deductibles on core and optional sections
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Worldwide Medical Plus - specialist treatment where a hospital stay is not required. It covers consultations with a doctor or specialist and medical treatments including physiotherapy, osteopathy and chiropractic as well as cover for young child care, maternity care, complementary therapies and speech therapy. Pathology, X-rays and diagnostic tests are also fully covered.
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Worldwide Medicines and Equipment - for prescribed medicines and the rental of medical appliances such as oxygen supplies or wheelchairs. Also covers any medicines required to manage chronic conditions such as asthma.
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Worldwide Wellbeing - medical screenings that can provide valuable early detections of conditions such as cancer. It covers optical and dental treatments including routine, major restorative and orthodontic treatment.
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Worldwide Evacuation - for when the treatment required is not available at a local hospital. Covers transport costs to the nearest suitable location. Repatriation has added option of returning to home country to be treated in more familiar surroundings. Provides cover for young children to be taken to a relative or guardian until their parent has recuperated, as well as compassionate visits for relatives to visit a patient during treatment and return home afterwards.
Last updated: 15 April 2012