Critical illness insurance: Menu products

A menu product offers you the chance to cover life/ income protection/ critical illness and other protection and health insurance products in one policy. Some of the early versions are simply adding traditional life, critical illness policies in one document. The more sophisticated ones mix and match the different type of products and benefits.

 

If your finances are complex, your income high, or your circumstances unusual; if a traditional critical illness policy seems unsuitable, you may wish to consider such menu products.

You can choose a fixed premium now if you prefer and lock the insurance premium rate for the whole term of the cover.
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