Critical illness cover for the elderly

Elderly care cover pays out on specified illnesses that are more likely in older age, which vary by insurer, but can include:

• Alzheimer's Disease

• Motor neurone disease

• Parkinson's Disease

• Pre-senile dementia

Also covers "failures of activities from daily living", from any injury or disease which means you can no longer perform three out of five activities of daily living:

• Continence

• Dressing

• Feeding

• Mobility

• Using the toilet

Some policies say 2 out of 5, others vary the activities of daily living. The products pay out a lump sum. They are not true Long Term Care products, which pay care home bills and the like or provide an income.

Types of cover:  Index

Featured providers of critical illness insurance

The following providers of critical illness insurance offer advice and quotes online or over the telephone.

PHA Insurance

You can choose a fixed premium now if you prefer and lock the insurance premium rate for the whole term of the cover.
Get a quote from PHA Insurance for critical illness insurance...

MoneySupermarket

Let the experts at MoneySupermarket find the right travel health insurance for you at the right price.
Compare critical insurance policies...