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What the different types of critical illness cover?

The insurance industry can confuse customers and itself with the titles it gives to types of policy within the wider definition of Critical Illness Insurance.

 

The main variations are listed below, but products do not always fit easily into one definition, so check exactly what they offer. There is an industry move to introduce policies both with narrower definitions to cover only a specific problem such as cancer, or to widen the definition to make Critical Illness policies cover more than the current specified illnesses.