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Product profile
Description
Pays out a guaranteed cash sum if you're diagnosed as suffering from cancer, in staged payments, with life and terminal illness cover.
For
Men and women aged 18 to 64.
Maximum amount payable
Critical Illnesses covered
Not covered
- Any illness not specified
- Early forms of cervical cancer
- Non-melanoma skin cancers.
- Benign, non-malignant or pre-malignant conditions
- Benign brain tumours
Period of cover
- Minimum one year
- Maximum not revealed
Benefits
Stage 1 (early cancer) – pays out 10% of the amount of sum assured in the event of diagnosis of an early stage cancer.
Stage 2 (intermediate cancer)– pays out 25% of the sum assured, less any early cancer payment related to the same cancer (e.g. 25% is reduced to 15% if a stage 1 claim has already been made).
Stage 3 (advanced cancer) – pays out 100% or any remaining balance (e.g. 100% reduced to 75% of the sum assured if a stage 1 and/or stage 2 claim has already been made).
Life
- Terminal Illness
- Five yearly premium review
- Guaranteed increase option on lifestage changes
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