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Product profile
Description
Pays out a guaranteed cash sum if you're diagnosed as suffering from a specified critical illness.
For
Aged 18 to 69 - who has bought a death benefit of at least £10000.
Critical Illnesses covered
- Alzheimer's Disease
Angioplasty
Aorta graft surgery
Aplastic anaemia
Bacterial meningitis
Benign brain tumour
Blindness
Cancer
Coma
Coronary artery by-pass graft surgery
Creuzfeldt-Jakob disease
Deafness
Heart attack
Heart valve replacement or repair
HIV infection from assault
HIV infection from blood transfusion
HIV infection from work in eligible occupations
Kidney failure
Loss of hands or feet
Loss of independent existence
Loss of speech
Major organ transplant
Motor neurone disease
Multiple sclerosis
Paralysis of limbs
Parkinson's Disease
Pre-senile dementia
Stroke
Terminal illness
Third degree burns
Total permanent disability
Traumatic head injury
Not covered
- Any illness not specified
- Some forms of cancer
- Pre-existing conditions for children's cover
Period of cover
- Minimum - one year
- Maximum - 51 years
- Cover ends at age 70
Benefits
- You choose the amount
- Total and permanent disability
- Current cost basis - reviewable premium
- Loyalty discounts
- Children's critical illness covered free on 50% of the sum insured up to a maximum of £25,000
Options
- Level or decreasing cover
- Income protection
- Unemployment
- Cover increase option
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