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Product profile
Description
Pays out a guaranteed cash sum if you're diagnosed as suffering from a specified critical illness or die.
For
Aged 18 to 59
Maximum amount payable
£1.25m for under ten years or rolling term
£500,000 for over ten years
Critical Illnesses covered
Alzheimer's Disease
Aorta graft surgery
Bacterial meningitis
Benign brain tumour
Blindness
Cancer
Cardiomyopathy
Coma
Coronary artery by-pass graft surgery
Deafness
Heart attack
Heart valve replacement or repair
HIV infection from assault
HIV infection from blood transfusion
HIV infection from work in eligible occupations
HIV infection from IVF
Kidney failure
Liver failure
Loss of hands or feet
Loss of independent existence
Loss of speech
Major organ transplant
Masectomy
Motor neurone disease
Multiple sclerosis
Paralysis of limbs
Parkinson's Disease
Pre-senile dementia
Progressive supra nuclear palsy
Stroke
Terminal illness
Third degree burns
Traumatic head injury
Traumatic injury to aorta
Two-vessel angioplasty
Not covered
- Any illness not specified
- Some forms of cancer
Period of cover
- Minimum five years
- Maximum 25 years
- Cover ends at age 70
Benefits
- You choose the amount
- Childrens's critical illness included
- Life cover
- Accidental death cover
- Guaranteed premium
- Guaranteed insurability optionon selected events
- Serious accident benefit
- Surgery benefit
- Best Doctors helpline
- Grace Consulting care helpline
Options
- Total Permanent Disability
- Premium protection waiver
- 10 year rolling term basis
- Index linking automatically
- Index linking on request
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