Product profile
Description
Pays out if you suffer a critical illness, terminal illness or a disability listed and you survive for 14 days.
Age
18 to 79
Critical Illnesses covered
- Alzheimer's Disease
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Aorta graft surgery
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Aplastic anaemia
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Bacterial meningitis
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Benign brain tumour
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Blindness
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Cancer
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Cardiomyopathy
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Chronic lung disease
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Coma
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Coronary artery by-pass grafts surgery
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Creutzfeldt-Jakob Disease
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Deafness
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Dementia
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Heart attack
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Heart valve replacement or repair
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HIV infection from physical assault
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HIV infection from blood transfusion
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HIV infection from work in an eligible occupation
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Kidney failure
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Liver failure
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Loss of independent existence
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Loss of hands or feet
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Loss of speech
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Major organ transplant
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Motor neurone disease
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Multiple sclerosis
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Paralysis of limbs
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Parkinson's Disease
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Progressive supranuclear palsy
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Stroke
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Third degree burns
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Total and permanent disability
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Traumatic head injury
Not covered
- Any illness not specified
- Some forms of cancer
Period of cover
- Minimum five years
- Maximum 40 years
- Cover ends at age 85
Benefits
- You choose the amount
- Terminal illness
- Children's critical illness included
- Lifeline specialist 24/7 helpline
Options
- Cash lump sum or monthly income
- Guaranteed or reviewable premium
- Level, decreasing or increasing benefit bases
- Income protection - Disability income benefit
- Unemployment cover
- Life cover
- Cover buyback after a claim
- Premium payment benefit
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