Product profile
Description
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Pays out a guaranteed cash sum if any of the individuals covered are diagnosed as suffering from a specified critical illness or terminal illness, or die
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Gives your business financial help
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It's designed to be simple and flexible. You can choose the type of protection and level of benefit you want, and change these at any time, so the policy will always match the needs of your business.
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You can also choose whether the policy covers one or two people. If it covers two people, not all benefits have to cover both of them. For example, you may want life cover on both, but critical illness protection on only one.
For
Critical Illnesses covered
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Alzheimer's disease
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Aorta graft surgery
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Benign brain tumour
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Blindness
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Cancer
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Cardiomyopathy
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Chronic lung disease
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Coma
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Coronary artery by-pass graft surgery
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Creutzfeldt-Jakob Disease
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Deafness
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Encephalitis
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Heart attack
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Heart valve replacement or repair
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HIV infection from assault
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HIV infection from blood transfusion
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HIV infection from work in eligible occupations
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Kidney failure
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Liver failure
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Loss of hands or feet
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Loss of speech
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Major head trauma
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Major organ transplant
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Motor neurone disease
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Multiple sclerosis
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Open heart surgery
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Paralysis
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Parkinson's disease
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Pre-senile dementia
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Primary pulmonary hypertension
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Progressive supra nuclear palsy
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Rheumatoid arthritis
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Stroke
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Systemic lupus erthematosous
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Third degree burns
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Traumatic head injury
Not covered
- Any illness not specified
- Some forms of cancer
Period of cover
- Minimum five years
- Maximum 40 years
- Cover ends at age 65
Maximum sum insured
- Life £2.5 million
- Critical illness £1 million
Benefits
Options
- Guaranteed or Reviewable Premium
- Fixed term or 5 year renewable or 10 year renewable
- Can amend policy
- Income Protection
Want to know more?
- Contact your financial advisor
- Contact your financial advisor
Last updated: 7 November 2008
