Aegon Scottish Equitable : Personal Protection

Product profile

Description 

• Pays out a guaranteed cash sum if you're diagnosed as suffering from a specified critical illness, or die.

For

Aged 18 to 59

Critical Illnesses covered

• Alzheimer's disease

• Aorta graft surgery

• Benign brain tumour

• Blindness

• Cancer

• Cardiomyopathy

• Chronic lung disease

• Coma

• Coronary artery by-pass graft surgery

• Creutzfeldt-Jakob Disease

• Deafness

• Encephalitis

• Heart attack

• Heart valve replacement or repair

• HIV infection from assault

• HIV infection from blood transfusion

• HIV infection from work in eligible occupations

• Kidney failure

• Liver failure

• Loss of hands or feet

• Loss of speech

• Major head trauma

• Major organ transplant

• Motor neurone disease

• Multiple sclerosis

• Open heart surgery

• Paralysis

• Parkinson's disease

• Pre-senile dementia

• Primary pulmonary hypertension

• Progressive supra nuclear palsy

• Rheumatoid arthritis

• Stroke

• Systemic lupus erthematosous

• Third degree burns

• Traumatic head injury

Not covered

• Any illness not specified
• Some forms of cancer

Period of cover

• Minimum five years
• Maximum 40 years
• Cover ends at age 65

Benefits

• You choose the amount
• Children's critical illness included 

• Life

• Terminal illness

• 24/7 helpline run by Care First

Options

• Guaranteed or Reviewable Premium
• Fixed term or 5 year renewable or 10 year renewable

• Waiver of premium while benefits being paid

• Deferred period: 4/8/13/26/52weeks

• Career break suspension of cover

• Income Protection

• Total and Permanent Disability

• Gift inter vivos-inheritance tax protection

Want to know more?

• Contact your financial advisor
• Contact your financial advisor