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Product profile
Description
Serious Illness Cover provides a tax free lump sum payment should your child or children be diagnosed with a serious illness or permanent disability
Only available as an option if serious illness cover for adults and/or life cover for adults is taken
Covers more illnesses, so you are more likely to get a payout when you have a serious illness.
Pays out based on severity, so youmay also get a payout at an earlier stage of illness or disability. There are a few illnesses however, where a full payout may occur at a later stage of illness.
Provides for the possibility for multiple claims – so you could continue to be covered if your illness progresses or if you are diagnosed with an unrelated illness.
For
Aged 3 months to 17 years
Maximum amount payable
£100,000 per child
Critical Illnesses covered
154 illnesses
201 severities
Not covered
Period of cover
Until adult plan expires
When child becomes 19
Benefits
- You choose the amount
Payout depend on severity of illness, injury or condition
Pays a benefit of 10%-100% of Cover, depending on severity of illness or condition.
Six levels of severity
