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Product profile
Description
Life Cover pays a lump sum cash payment if you die or are diagnosed with a terminal illness
Serious Illness Cover provides a tax free lump sum payment should you be diagnosed with a serious illness or permanent disability
Encourages you to actively manage your health by rewarding you with great discounts at Vitality partners and by enabling them you help manage your future premiums.
It includes Serious Illness Cover which is more comprehensive than most traditional Critical Illness Covers because it:
Covers more illnesses, so you are more likely to get a payout when you have a serious illness.
Pays out based on severity, so you may also get a payout at an earlier stage of illness or disability. There are a few illnesses however, where a full payout may occur at a later stage of illness.
Provides for the possibility for multiple claims – so you could continue to be covered if your illness progresses or if you are diagnosed with an unrelated illness.
Automatically includes Vitality
For
Aged 17 to 75( 65 for serious illness )
Maximum amount payable
£500,000 per person per claim
£ 1 million per person on multiple claims
3 times cover on multiple claims
Children 50% of adult Cover (maximum of £25,000)
Critical Illnesses covered
93 illnesses
131 severities
Not covered
Period of cover
Options
- You choose the amount
Life
Terminal illness
Serious illness;
-Payout depend on severity of illness, injury or condition
- Pays a benefit of 25%-100% of Cover, depending on severity of illness or condition.
-Four levels of severity
-Children automatically included
