Nationwide : Critical Illness Cover

Product profile

Description 

Have you ever considered how you would cope financially if you couldn't work through illness? Would your loved ones be able to meet the daily costs of living and keep a roof over your head?

If you were to suffer from one of 39 specified critical illnesses during the term of your plan, critical illness cover could pay you a cash lump sum, giving you time to concentrate on your recovery without having to worry about your financial future.

Age

18 to 59

Critical Illnesses covered

• Alzheimer's Disease

• Aorta graft surgery

• Aplastic anaemia

• Bacterial Meningitis

• Benign brain tumour

• Blindness

• Cancer

• Cardiomyopathy

• Coma

• Coronary artery by-pass grafts

• Creutzfeldt-Jakob Disease

• Deafness

• Dementia

• Encephalitis

• Heart attack

• Heart valve replacement or repair

• HIV caught from physical assault

• HIV caught from blood transfusion

• HIV caught from accident at work

• Kidney failure

• Liver failure

• Loss of hands or feet

• Loss of speech

• Major organ transplant

• Motor neurone disease

• Multiple sclerosis

• Paralysis of limbs

• Parkinson's Disease

• Primary pulmonary hypertension

• Progressive supranuclear palsy

• Respiratory failure

• Stroke

• Systemic lupus erythematousus

• Third degree burns.

• Total and permanent disability

• Traumatic head injury

Not covered

• Any illness not specified

• Some types of cancer

• Children not covered for total and permanent disability

• Children not covered for congenital, familial or pre-existing condition

Maximum sum insured

£ 1 milion

Period of cover

• Minimum five years
• Maximum 40 years
• Cover ends at age 65

Benefits

• You choose the amount
• Terminal illness
• Children's critical illness

• Premium reviewable every 5 years

• Guaranteed Insurability option

• Waiver of premium

Options

• Level or increasing benefit basis