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LV : Flexible Protection Plan – Life and Earlier Critical Illness Cover

Description

Pays out a guaranteed cash sum if you're diagnosed as suffering from a specified critical illness, terminal illness, or if you die.
   

For

18 to 59

Critical Illnesses covered

  • Alzheimer's Disease
  • Aorta graft surgery
  • Benign brain tumour
  • Blindness
  • Cancer
  • Coma
  • Coronary artery  surgery
  • Deafness
  • Heart attack
  • Heart valve replacement or repair
  • HIV/AIDS  from assault
  • HIV/AIDS from blood transfusion
  • HIV/AIDS from occupation if in police, fire services or a medical facility
  • Inability to perform duties of daily living
  • Kidney failure
  • Loss of limbs
  • Loss of speech
  • Major organ transplant
  • Motor neurone disease
  • Multiple sclerosis
  • Paralysis/Paraplegia
  • Parkinson's Disease
  • Stroke
  • Third degree burns.
  • Total permanent disability

Not covered

  • Any illness not specified
  • Some forms of cancer

Period of cover

  • Minimum one year
  • Maximum 40 years
  • Cover ends at age 65

Benefits

  • You choose the amount
  • Death
  • Terminal illness
  • Level benefit basis
  • Children automatically covered
  • Guaranteed insurability option
  • Red Arc Assured Extra Care service
  

Options

  • Guaranteed or reviewable premiums
  • Index linking
  

Want to know more?




Last updated: 21 January 2008