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Product profile
Description
Pays out a guaranteed cash sum if you're diagnosed as suffering from a total and permanent disability.
For
Aged 18 to 64
Critical Illnesses covered
- Blindness
- Deafness
- Loss of limbs
- Loss of speech
- Paralysis
- Failure to perform any 3 out 6 activities of daily living (before 60):
1) Hearing
2) Speech
3) Standing
4) Use of pen/pencil/keyboard
5) Vision
6) Walking
Not covered
- Any illness not specified
Benefits
- You choose the amount
- Guaranteed increase option on specific life events
- Reviewable premium
Options
- Waiver of Premium
- Inflation proofing
- Variable term from annual / number of years/until retirement
- Premium can be standard/ minimum/ to a budget / with holidays
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