Description
Pays out a guaranteed cash sum if you're diagnosed as suffering from a specified critical illness.
For
Aged 18 to 64
Critical Illnesses covered
- Angioplasty
Aorta graft surgery
Aplastic anaemia
Bacterial meningitis
Benign brain tumour
Blindness
Cancer
Cardiomyopathy
Coma
Coronary artery by-pass grafts surgery
Deafness
Heart attack
Heart valve replacement or repair
HIV infection from physical assault
HIV infection from blood transfusion
HIV infection from work in an eligible occupation
Kidney failure
Liver failure
Loss of hands or feet
Loss of speech
Major organ transplant
Motor neurone disease before age 60
Multiple sclerosis
Paralysis of limbs
Parkinson's Disease before age 60
Pre-senile dementia before age 65
Stroke
Terminal illness
Third degree burns.
Traumatic head injury
Not covered
- Any illness not specified
- Some forms of cancer
- Limited cover on Angioplasty
Benefits
- You choose the amount
- Childrens's critical illness included
- Option to increase on specific events
- Reviewable premium
Options
- Waiver of Premium
- Inflation proofing
- Variable term from annual / number of years/until retirement
- Premium can be standard/ minimum/ to a budget / with holidays
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