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Foresters : Lifestyle Protection Plan-Critical Illness

 

Company:

Foresters

Product category:

Individual Critical Illness Insurance

Sub-category:

Critical Illness

 


 

Product profile

 

Description

Pays out a guaranteed sum if you're diagnosed as having one of a defined list of critical illnesses or total permanent disability

 

For

Aged 18 to 59

Critical Illnesses covered

  •  Alzheimer’s disease before age 60
  •  Aorta graft surgery

  •  Benign brain tumour

  •  Blindness

  •  Cancer

  •  Coma

  •  Coronary artery by-pass grafts with

  •  Deafness

  •  Heart attack

  •  Heart valve replacement or repair

  •  HIV as a result of an assault

  •  HIV as a result of a blood transfusion 

  •  HIV through duties in eligible occupations  

  • Kidney failure
  • Loss of hands or feet

  • Loss of speech - permanent and irreversible

  • Major organ transplant

  • Motor Neurone disease

  • Multiple Sclerosis

  • Paralysis of limbs

  • Parkinson’s disease before age 60

  • Stroke

  • Third degree burns

  • Traumatic head injury


Not covered

  • Any illness not specified
  • Some forms of cancer 

 

Period of cover

  • Minimum - one year
  • Cover ends at age 65

Benefits

  • You choose the amount
  • Waiver of Premium
  • Total and permanent disability cover
  • Guaranteed increase option

 

Options

  • Lump sum or income   


Want to know more?



 


Last updated: 23 Aug 07

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