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Foresters : Lifestyle Protection Plan-Combined Life and Critical Illness

 

Product profile

 

Description

Pays out a guaranteed sum if you're diagnosed as having one of a defined list of critical illnesses or total permanent disability or terminal illness or you die during the period of cover

For

Aged 18 to 59

Critical Illnesses covered

  • Alzheimer’s disease before age 60
  • Aorta graft surgery
  • Benign brain tumour
  • Blindness
  • Cancer
  • Coma
  • Coronary artery by-pass grafts with
  • Deafness
  • Heart attack
  • Heart valve replacement or repair
  • HIV as a result of an assault
  • HIV as a result of a blood transfusion 
  • HIV through duties in eligible occupations
  • Kidney failure
  • Loss of hands or feet
  • Loss of speech - permanent and irreversible
  • Major organ transplant
  • Motor Neurone disease
  • Multiple Sclerosis
  • Paralysis of limbs
  • Parkinson’s disease before age 60
  • Stroke
  • Third degree burns
  • Traumatic head injury

Not covered

  • Any illness not specified
  • Some forms of cancer 

Period of cover

  • Minimum -one year
  • Cover ends at age 65

Benefits

  • You choose the amount
  • Waiver of Premium
  • Life cover
  • Terminal illness benefit
  • Total and permanent disability cover
  • Guaranteed increase option
 

Options

  • Lump sum or income   

Want to know more?




Last updated: 23 Aug 07