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ESMI: Critical 8

 

Company:

ESMI

Product category:

Critical Illness Insurance

Sub-category:

Limited cover

 


Product profile

 

Description

 

  • Pays a cash lump sum if you are diagnosed with having one of the critical illnesses listed and survive for at least 28 days following initial diagnosis
  • This cash benefit is designed to help take your mind off your finances and focus on getting well again

 

Age

18 to 55


Maximum amount payable

 

  • £50,000

Period of cover

 

  • Minimum - 5 years
  • Maximum - 37 years
  • Cover ends - age 61
 

Critical illnesses covered


  • Bacterial meningitis
  • Cancer
  • Coronary artery by-pass grafts
  • Heart attack
  • Kidney dialysis
  • Major organ transplant
  • Multiple sclerosis
  • Stroke
 

Benefits

 

  • Funeral expenses from any cause.
  • Children can be covered free.
  • No medicals
  • No GP reports
  • Level benefit basis

 

Options

 

  • Partner
  • Children

 

Not covered

 

  • Pre-existing conditions for first 24 months
  • HIV/AIDS
Last updated: 15 September 2013

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