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Product profile
Description
Pays out a guaranteed cash sum if you're diagnosed as suffering from a specified critical illness, terminal illness, or if you die.
For
Aged 18 to 64 with a repayment mortgage
Maximum amount payable
£ 500,000
Critical Illnesses covered
- Alzheimer's Disease
- Angioplasty
- Aorta graft surgery
- Balloon valvuplasty
- Benign brain tumour
- Blindness
- Cancer
- Coma
- Coronary artery by-pass surgery
- Deafness
- Heart attack
- Heart valve replacement or repair
- HIV/AIDS from accidental exposure
- HIV/AIDS from blood transfusion
- Kidney failure
- Loss of limbs
- Loss of speech
- Major head trauma
- Major organ transplant
- Motor neurone disease
- Multiple sclerosis
- Open heart surgery
- Paralysis/Paraplegia
- Parkinson's Disease
- Pulmonary artery surgery
- Stroke
- Third degree burns.
- Total permanent disablement
Not covered
- Any illness not specified
- Some forms of cancer
Period of cover
- Minimum five years
- Cover ends at age 70
Benefits
- You choose the amount
- Decreasing sum insured for duration of policy, as mortgage balance falls
- Minimum £20000 if aged 41 or over, £30000 if younger
- Death cover
- Terminal illness cover
- Reviewable premium
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